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Ben Gutknecht
Financial Advisor*
Mutual Fund Investment Specialist**
Welcome to Co-operators Niagara-on-the-Lake and St. Catharines offices!
As a member of our community, Ben is proud to provide a full suite of insurance solutions that fellow Niagara-on-the-Lake and St. Catharines residents can count on. Whether you're looking for home, auto, life, farm, or business insurance – or a mix – you can trust Ben and his team to give you honest and personalized advice, with service that stands apart.
Ben holds his general, life insurance and mutual funds licences, and has a passion for retirement planning. Ben and his team strive to go beyond your expectations to provide you with the peace of mind that you deserve at every stage of life.
Along with supporting the local hockey and basketball teams, Ben is a proud member of the Virgil Business Association, and is dedicated to serving the community he and his family call home.
Location
Virgil

Jordan Patrick
Associate Insurance Advisor
Jordan joined the team in 2022, providing excellent service between both the St. Catharines and Niagara-on-the-Lake offices. Equipped with his general insurance licence and experience in the industry, he specializes in home and auto insurance products.
Jordan is from St. Catharines and spent seven years as a golf professional in Port Carling. He has an English bulldog and enjoys being outdoors in his spare time.
Location
Virgil, St Catharines

Kaitlyn Fazio
Associate Financial Advisor
Kaitlyn has been a part of the Niagara-on-the-Lake team since 2019, holding her general and life insurance licences to provide knowledgeable and professional service in the home and auto department. She holds a degree in Actuarial Science which assists her in handling all billing and payment inquiries within the office.
Outside of work, Kaitlyn enjoys seeing live music, and spending time with friends and family.
Location
Virgil, St Catharines

Kevin Cherney
Associate Financial Advisor
Kevin joined the St. Catharines team in 2016. He specializes in home and auto insurance, as well as providing excellent life insurance advice, and holds both a general and life insurance licence. Clients trust Kevin to assess their needs and provide insurance products that work best for them.
Kevin is a busy dad, who enjoys spending time with his family and woodworking as a hobby.
Location
Virgil, St Catharines

Marilyn Christie
Associate Financial Advisor
Marilyn joined the Niagara-on-the-Lake team in 2012 and has changed the office dynamic by offering exceptional personal service. She lives in Niagara-on-the-Lake and is very proud to be part of this beautiful community.
Marilyn specializes in business and life insurance, as well as providing advice for home and auto products. Along with her insurance expertise, Marilyn brings 25 years of successful business experience to her role and has obtained her CIP designation. In her spare time, she loves to travel.
Location
Virgil, St Catharines

Tim Winter
Mutual Fund Investment Specialist*
Mutual Fund Investment Specialist**
Tim joined the Co-operators team in 2022 to help clients achieve their financial goals and objectives. Tim brings 15 years of experience in the financial services industry, along with the strong belief that deep and lasting relationships are critical to a successful financial journey. Tim brings an element of professionalism to the office, combining his passion for creating tailored financial solutions with his knowledge of personal finance to deliver a superior customer experience.
Tim has completed numerous accreditations since completing his university honours degree, including the Personal Financial Planning designation and Responsible Investment Specialist accreditation.
Tim has lived with his family in Niagara for the last 20 years and is passionate about the vibrancy of the community, taking every opportunity to get involved. He loves spending time outdoors with friends and family, and is an active member of the community running club which continues to be a great place to meet new and interesting people.
Location
Virgil, St Catharines
*Offering insurance products underwritten by Co-operators General Insurance Company and Co-operators Life Insurance Company.
**Offering mutual funds through Co-operators Financial Investment Services.