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Michael Grantham
Corporate Staff
This role is not client-facing. For inquires or assistance, please contact our agency directly at forterie_garrison@cooperators.ca
Location
Fort Erie
Email
Heather Fink
Associate Financial Advisor*
Mutual Fund Investment Specialist**
Heather brings more than 20 years of experience in financial services to her role as an Associate Financial Advisor. She works with individuals, families and business owners to build financial resilience and develop thoughtful, long-term strategies for the future. Her areas of focus include life insurance planning, investment strategies and corporate and holding-company solutions designed to protect what clients have built while supporting sustainable growth. Heather is known for simplifying complex financial concepts and guiding clients through important decisions with clarity, patience and steady direction. Over two decades in the industry have given Heather broad perspective through changing markets, economic cycles and major life transitions. She takes a collaborative approach— listening carefully, educating clearly and aligning strategies with each client’s goals and values. Heather is committed to ongoing professional development, continually expanding her knowledge to ensure clients benefit from current strategies and evolving best practices. Her priority is helping clients feel informed, confident and supported at every stage. Outside of her professional role, Heather is a proud mother of three and an active member of her community. She volunteers at local events and leads an annual initiative each November to collect and send holiday cards to Canadian Armed Forces members serving away from home. Heather believes financial advice should be grounded in integrity, transparency and a genuine commitment to doing what’s right — helping clients move forward with confidence and peace of mind.
Location
Fort Erie
EmailLena Koiter
CIP
Commercial Specialist
Lena has proudly called the Niagara region home her entire life and, with more than 30 years of experience in the insurance industry, has built a strong reputation for helping local businesses and farm families protect what matters most. Her deep roots in the community give her a unique understanding of the needs and challenges facing Niagara’s commercial and agricultural clients.
Specializing in business and farm insurance, Lena is passionate about helping clients understand their coverage options and the importance of having the right protection in place. She takes pride in making insurance easy to understand, ensuring clients feel informed and confident in their decisions.
Known as a supportive mentor and collaborative team player, Lena enjoys sharing her knowledge and helping others grow. Building lasting relationships, providing trusted advice and supporting the local community are at the heart of everything she does.
Location
Fort Erie
Email*Offering insurance products underwritten by Co-operators General Insurance Company and Co-operators Life Insurance Company.
**Offering mutual funds through Co-operators Financial Investment Services.