What can we help you with?

All team members are showing and displaying all team specialties. L’ensemble des membres de l’équipe et leurs spécialités s’affichent.

Chris Gavard

Financial Advisor*

Mutual Fund Investment Specialist**

Chris Gavard has been in the financial service industry for the last 25 years. He began his career with Manulife Financial and worked his way from an insurance agent to a stock broker. Chris came to Co-operators in 2012 and is passionate about creating financial plans to help families achieve their financial goals. He and his wife, Helen, raised their three kids in Sudbury and now spend time spoiling their grandkids. An active member of the community, he sits on several local committees and spent 15 years as the executive of the Sudbury Dragon Boat races.

Location

Sudbury

Jennifer Makela-Kruk

Associate Insurance Advisor

Jennifer has been with Co-operators since 1994, beginning first as a home and auto agent, before working her way up to a commercial specialist role for the past eight years. The excitement of working with business owners and watching them not only grow their business, but succeed at fulfilling their dreams, is one of the main reasons that Jennifer loves her job. Jennifer has seen Co-operators undergo many changes throughout her career, but she says the one thing that has stayed the same is how the company always puts the clients first. As an employee and a client herself, she trusts Co-operators to protect what matters most to her.

Location

Sudbury

Lindsey Hawthorne

Associate Insurance Agent

Location

Sudbury

Michael Sidock

BBA

Life Insurance Specialist*

Mutual Fund Investment Specialist**

Michael is our newest hire. A graduate of Laurentian University, he decided to pursue an education in finance after working for a payday loan company. "I realized very quickly that all my clients could have benefited from real financial guidance. Now I focus on building in-depth investment and financial plans and providing helpful advice on how to build good financial habits."

Location

Sudbury

Sumaira Malik

Associate Insurance Agent

Sumaira specializes in home, auto and life insurance. She has been in the industry for five years and is committed to helping you find the right products for your needs. Sumaira's focus is on educating her clients about the insurance industry and building personalized plans. Her philosophy is: I don't close a sale; I open a long-term relationship.

Location

Sudbury

*Offering insurance products underwritten by Co-operators General Insurance Company and Co-operators Life Insurance Company.

**Offering mutual funds through Co-operators Financial Investment Services.